Virtual Banking Made Easy

All of your banking needs entirely online.

Open An Online Account Today

About First Home Bank

Bold in strategy, yet prudent in operations, First Home Bank is redefining what is possible for a community bank. Our Virtual Banking Center offers convenient, secure banking from almost anywhere. Access your accounts at home or on the go with confidence. Although First Home Bank operates one of the nation’s largest SBA programs, we are at our heart a Tampa Bay community bank. With a dedicated concentration on doing the right thing and providing exceptional service, First Home is proud to be the right bank for you.

Online Advantage Certificate of Deposit Accounts

Minimize your risk and maximize your return. Lock in your term to one of our risk-free, top-tier interest rates in the Nation. Take advantage of our Nationally competitive CD rates.

TermAPYMinimum to OpenMaximum $ Deposit
60 Month3.46%$1,000$240,000
36 Month3.26%$1,000$240,000
24 Month3.11%$1,000$240,000
18 Month2.92%$1,000$240,000
12 Month2.86%$1,000$240,000

Lock In Your Rate

*Offer applies to new customers and new money to First Home Bank only. Annual Percentage Yield (APY) is effective 12/05/18 and is subject to change without notice. Upon promotional term expiration, the Certificate of Deposit will renew for 12-months at the 12-month rate at that time. Minimum opening balance is $1,000, and maximum balance is $240,000. Substantial penalties for early withdrawal will apply. Fees could reduce earnings.

Online Advantage Checking

A high-interest checking account to help you keep your money where it belongs – in your pocket!

Account Features1HB Online Advantage Checking
Interest Rate1.51% APY
Minimum BalanceNo Minimum Balance
No Fee Online Bill Pay
Free Access to all 1HB and Publix Presto! ATMs (1,170 in US)
Foreign ATM Fee/Usage Free
Monthly Fee$0, if enrolled in E-Statements, $3 for Paper statements)
Local 1HB Branch Service$10 per visit
1HB Debit Card (With Chip)

Online Advantage Savings

Whether you’re saving for a short-term need or a long-term plan, our online savings account will help you reach your financial goals.

Account Features1HB Online Advantage Savings
Interest Rate2.11% APY
Minimum to Open$100
Minimum Balance$50
Monthly Fee$0, if $50 balance met, $3 below min. balance)
Number of Free Withdrawals/Transfers6 per month
Interest CompoundedDaily/ Paid Monthly
In-Branch Service$10 per visit

*The Annual Percentage Yield (APY) for the Online Advantage Checking Account is 1.51% as of 12/8/2018. Rates are variable and may change after account(s) opened. Fees could reduce earnings on account(s).

*The Annual Percentage Yield (APY) for the Online Advantage Savings Account is 2.11% as of 12/8/2018. The minimum balance to open an account is $100. Rates are variable and may change after account(s) opened. Fees could reduce earnings on account(s). According to federal law, transfers from this account to another account or to a third party by pre-authorized, automatic, or telephone transfer are limited to six per month. If the transaction limit is exceeded three times in any 12-month period, the account will be changed to one that does not have transaction limitations.

Online Advantage Money Market

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Open An Online Account Today

Still Have Questions?

Give us a call at 727-440-6835 or fill out the form below to get in touch with a First Home Bank specialist.

Ready to open a business or not-for-profit account?

Call us at 727-440-6848 or email us at to speak to a First Home Bank specialist.