First Home Bank - Serving Veterans since 1999
Whether you’re a veteran, currently serving or have a service member as part of your family, you’ve earned the benefits that a VA loan can provide. First Home Bank is proud to service our military members and their families and help them achieve their homeownership goals … and we’re looking forward to helping you.
What Makes Us Different From Other VA Lenders?
✓ Experts in VA loans
We understand the requirements and regulations and are able to quickly and smoothly navigate you through the process.
✓ The Bank for Everyone
Whether you’re a veteran or currently serving, YOU are our number 1 priority regardless of past experiences.
✓ Keeping you Informed
No man is left behind! We know this is a big decision and we want you to be comfortable … but more importantly, we want you to feel like we’re a trusted partner.
✓ Satisfied Customers
From our A+ rating by the Better Business Bureau to the 5-star customer ratings we receive, our customers have a lot of nice things to say about us.
Benefits of a VA Loan
✓ 0% Down Payment Options With No PMI
This is one of the most desirable benefits of a VA loan. These days, it’s pretty much impossible to find loans where 100% of the home’s value can be financed.
✓ 100% Refinancing available
With a VA Home Loan, you are allowed to refinance with cashout up to 100% of your home’s value with no PMI. Streamlined refinancing, no appraisal and no income requirements.
✓ Lower interest rates
Generally, VA loans are available at lower rates than comparable conventional loans (which, again, means huge savings for you in the long run).
✓ Easier qualification
When getting a conventional mortgage loan, there are strict procedures that must be met, including income verification, employment verification and more. VA loans have a much more generous qualification policy.