Deposit Products

Simply Free Checking

  •  Minimum to open - $100.00
  •  No minimum daily balance requirement
  •  No monthly maintenance fee
  •  Unlimited check writing
  •  Free use of 1HB and Publix Presto ATMs
  •  Free Visa® CheckCard/Debit Card*
  •  Free Online Banking and Bill Pay
  •  Access to POPMoney
  •  Free E-Statements
  • *Subject to approval.
Open an Account

NuStart Checking

If you have recently been denied for a new checking account due to past banking problems, NuStart Checking may be an option for you. After 12 consecutive months with no Non-Sufficient Funds (NSF) and upon your request, we will convert your account to a 1HB checking account of your choice.

For a low monthly service charge*, you will enjoy:

  • Minimum to open - $10.00
  • No minimum daily balance requirement
  • Unlimited check writing
  • Free use of 1HB and Publix Presto ATMs
  • Free Visa® CheckCard/Debit Card**
  • Free Online Banking and Bill Pay
  • Access to POPMoney
  • Free E-Statements
  • *A monthly service charge of $9.95 will be imposed every statement cycle. The monthly service charge can be reduced to $5.95 with a monthly direct deposit.
  • **Subject to approval.
Open an Account

Prestige Checking

  • Minimum to open – $100.00
  • Maintain $1,500.00 daily to earn interest*
  • Monthly service charge waived with minimum balance**
  • Unlimited Check Writing
  • Free Visa® CheckCard/Debit Card***
  • Free use of 1HB and Publix Presto! ATMs
  • 5 Free non-Presto! or First Home Bank ATM transactions****
  • Free Imaged check statements or E-Statements
  • *We may change the interest rate at any time
  • **Monthly Maintenance Fee: Should your balance drop below $1,500 any day of the statement cycle, a $10.00 monthly fee will be charged.
  • ***Subject to approval.
  • ****Fee may be imposed by other financial institutions or networks.
Open an Account

TrendSetters Club Checking

A club packed with benefits for customers age 50 or better!

  • Minimum to open – $100.00
  • Maintain $500 daily balance to earn interest*
  • Monthly maintenance fee waived with minimum balance or monthly direct deposit**
  • Earn .10% more on balances of $1,500 or more
  • Unlimited check writing
  • Free TrendSetters Club checks
  • Free safe deposit box for the first year***
  • Free Visa ® CheckCard/Debit Card****
  • Free ATM access at First Home Bank ATM and Publix Presto! ATMs
  • 5 free non-Presto! or First Home Bank ATM transactions*****
  • Free Cashier’s Checks
  • Free Notary service
  • Free Mortgage Check up
  • Free coin counting
  • Free Online Banking and Bill Pay
  • Discounts from select local restaurants and merchants
  • Member referral incentives
  • *We may change the interest rate at any time.
  • **Monthly Maintenance fee : Should your balance drop below $500 and your account does not have a monthly direct deposit, a $5.00 monthly fee
  • will be charged.
  • ***Subject to availability. After first year, a 25% discount on rate at that time will be offered.
  • ****Subject to approval.
  • *****Fee may be imposed by other financial institutions or networks.
Open an Account

TrendSetters Club Savings

A club packed with benefits for customers age 50 or better!

  • Minimum to open- $100.00
  • Monthly maintenance fee of $3.00 will be imposed every monthly statement cycle if the balance falls below $300.00 any day of the cycle.
  • Interest is compounded daily and paid quarterly*
  • Up to six transfers per month**
  • *We may change the interest rate at any time.
  • ** Transfers form a savings account to another account or to third parties by preauthorized, automatic, or telephone transfer are limited to 6 per monthly statement cycle. A transaction fee of $5.00 will be charged for each withdrawal in excess of 6 per monthly statement cycle.

Statement Savings

  • Minimum to open- $100.00
  • Montlhly maintenance fee of $3.00 will be imposed every monthly statement cycle if the balance falls below $300.00 any day of the cycle.
  • Interest is compounded daily and paid quarterly*
  • Up to six transfers per month**
  • *We may change the interest rate at any time.
  • ** Transfers form a savings account to another account or to third parties by preauthorized, automatic, or telephone transfer are limited to 6 per monthly statement cycle. A transaction fee of $5.00 will be charged for each withdrawal in excess of 6 per monthly statement cycle.
Open an Account

Personal Money Market

  • Minimum to open – $1,000.00
  • Earn interest with a daily balance of $2,500.00 or more*
  • Interest is compounded daily and paid monthly
  • A monthly maintenance fee of $20.00 will be imposed if the balance drops below $1,000 any day of the month.
  • Transaction limits apply:**
  • Up to six transfers per month**
  • Free Itemized Statement of Transactions
  • Free Online Banking
  • *We may change the interest rate at any time.
  • ** Transfers form a savings account to another account or to third parties by preauthorized, automatic, or telephone transfer are limited to 6 per monthly statement cycle. A transaction fee of $10.00 will be charged for each withdrawal in excess of 6 per monthly statement cycle.
Open an Account

Certificates of Deposit

Earn an even higher rate of interest on your funds with a Certificate of Deposit account

  • Minimum to open and earn interest is $1,000
  • Interest paid quarterly or at maturity
  • Terms from 6 months to 5 years*
  • Certificates available as IRA’s
  • Penalties apply for withdrawals from CDs prior to maturity and will affect your yield.
Open an Account

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