Simply Free Checking

Get all the services you need in one checking account with no minimum requirement, unlimited check writing and no monthly service charge. 

Key Benefits Included:

  • Mobile Banking App with Mobile Deposit*
  • Visa® Debit Card
  • Instant Issue Debit Card†
  • Free use of all First Home Bank and Publix Presto! ATMs
  • Online Banking and Bill Pay**
  • Unlimited Check Writing
  • E-Statements
  • Notary Service

*First Home Bank does not charge a fee for the use of Mobile Banking or Mobile Deposit. If you do not already have a data plan with your wireless service provider, normal rates will apply.

†Subject to approval

**First Home Bank does not charge a fee for the use of Online Banking or Bill Pay. However, fees may apply for certain transactions like expedited payments and transfers to non-First Home Bank accounts.

Quick Facts

  • $100 minimum deposit to open
  • No minimum daily balance requirement
  • No monthly maintenance fee

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SecurePlus Checking

Key Benefits Included:

  • Mobile Banking App with Mobile Deposit*
  • Visa® Debit Card†
  • Instant Issue Debit Card
  • Free use of all First Home Bank and Publix Presto! ATMs
  • Five Free non-Presto! Or First Home Bank ATM transactions ††
  • Online Banking and Bill Pay**
  • Unlimited Check Writing
  • E-statements
  • Notary Service
  • Cashier’s Checks
  • Imaged Check Bank Statements or E-Statements

*First Home Bank does not charge a fee for the use of Mobile Banking or Mobile Deposit. If you do not already have a data plan with your wireless service provider, normal rates will apply.

**First Home Bank does not charge a fee for the use of Online Banking or Bill Pay. However, fees may apply for certain transactions like expedited payments and transfers to non-First Home Bank accounts.

†Subject to approval

††Fee may be imposed by other financial institutions or networks

Quick Facts:

  • Earn interest on your entire balance
  • $100 minimum deposit to open
  • No minimum daily balance requirement
  • Monthly maintenance fee: $4.95

Keep Yourself Safe from Fraud and Loss

You can rest easy knowing that you and your joint account owners are protected by our comprehensive IDProtect® service1, which includes:

Identity Theft Expense Reimbursement Coverage2

Receive up to $10,000 to help pay expenses, clear your name and repair damaged credit, should you become the victim of identity theft.

Comprehensive Identity Theft Resolution Services

Should you suffer identity theft, your very own IDProtect fraud resolution specialist will help you every step of the way until your credit and identity are completely restored.

Debit and Credit Card Registration

Register your credit, debit and ATM cards and have peace of mind knowing you can call one toll-free number to cancel and request replacement cards. (Registration and activation required)

3-in-1 Credit File Monitoring

IDProtect will monitor your Equifax, Experian and TransUnion credit files daily, and automatically alert you if key changes occur. (Registration/activation required)

Total Identity Monitoring

Monitoring of over 1,000 databases (Registration/activation required)

Save When You Pay

Shopping Rewards™

Receiving Shopping Rewards is simple! As a member, you have access to exclusive offers and discounts at thousands of leading online retailers. Simply shop online using our customized shopping portal and receive cash back. Your cash back will be held in your Shopping Rewards account to use towards future purchases or conveniently sent to you as a check. Yes, it’s that easy! (Registration/activation required)

Travel and Leisure Discount Membership

Money-saving discounts from thousands of local and national businesses. Members can redeem and print coupons online or access discounts from their smartphone. Digital Access makes saving super easy and convenient, giving instant savings anywhere, and anytime. (Registration/enrollment is required)

Protect Yourself From Unexpected Losses

Cellular Telephone Protection2

Receive up to $300 of replacement or repair costs if your cell phone is stolen or damaged, in the U.S. and abroad.

(Cellular telephone bill must be paid through this account)

Debit Advantage™ 2

Buyer’s Protection covers items for ninety days from the date of purchase against accidental breakage, fire, or theft.

Extended Warranty extends the U.S. manufacturer’s original written warranty up to one full year on most new retail purchases if the warranty is less than five years. (Item(s) must be purchased entirely with eligible account)

Accidental Death & Dismemberment Insurance2

Receive up to $10,000 24-hour Accidental Death & Dismemberment Insurance.

(Coverage divides equally on joint accounts and reduces by 50% at age 70)

Save On Health Care

Health Discount Savings

Enjoy savings on vision, prescriptions and dental services. (Registration/activation required) This is NOT insurance.

Quick Facts

  • $100 minimum deposit to open
  • No minimum daily balance requirement
  • Monthly maintenance fee: $4.95

1 IDProtect service is a personal identity theft protection service available to account owner(s)

and their joint account holders. The service is available to non-publicly traded businesses and their business owner(s) listed on the account (service not available to employees or authorized signers who are not owners). Service is not available to a “signer” on the account who is not an account owner. Service is not available to clubs, organizations and/or churches and their members, schools and employees/students. For revocable grantor trusts, the service is available only when a grantor is serving as a trustee and covers the grantor trustee(s). For all other fiduciary accounts, the service covers the beneficiary, who must be the primary member

(Fiduciary is not covered)

2 Special Insurance Program Notes: The descriptions herein are summaries only. They do not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for complete details of coverage and exclusions. Insurance is offered through the company named on the certificate of insurance. Insurance product is not insured by FDIC or any Federal Government Agency; not a deposit of or guaranteed by the bank or any bank affiliate.

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NuStart Checking

If you have recently been denied for a new checking account due to past banking problems, NuStart Checking may be an option for you. After 12 consecutive months without any Non-Sufficient Funds (NSF) and upon your request, we will convert your account to a checking account of your choice.

Key Benefits Included:

  • Mobile Banking App*
  • Visa® Debit Card**
  • Instant Issue Debit Card
  • Free use of all First Home Bank and Publix Presto! ATMs
  • Online Banking and Bill Pay***
  • Unlimited Check Writing
  • E-Statements

*First Home Bank does not charge a fee for the use of Mobile Banking or Mobile Deposit. If you do not already have a data plan with your wireless service provider, normal rates will apply.

**Subject to approval

***First Home Bank does not charge a fee for the use of Online Banking or Bill Pay. However, fees may apply for certain transactions like expedited payments and transfers to non-First Home Bank accounts.

Read More Read Less Apply Today

TrendSetters Club Checking

If you are 50 years of age or better, you’ve earned the right to a few perks in your life…and your banking. As a member of the TrendSetters Club at First Home Bank, you’ll enjoy fewer fees, better rates, and more perks.

Key Benefits Included:

  • Bonus 0.10% interest rate on balances over $1,500
  • Exclusive interest rates on money markets, savings, and CDs.
  • Free TrendSetters Club Checks
  • Mobile Banking App with Mobile Deposit*
  • Online Banking and Bill Pay**
  • Small Safe Deposit Box for the first year***
  • Visa® Debit Card†
  • Instant Issue Debit Card
  • Free use of all First Home Bank and Publix Presto! ATMs
  • Five Free non-Presto! Or First Home Bank ATM transactions ††
  • Unlimited Check Writing
  • E-statements
  • Notary Service
  • Cashier’s Checks
  • Coin Counting
  • Imaged Check Bank Statements or E-Statements

Additional Perks:

  • Member Referral Incentives
  • Free Mortgage Check-up
  • Discounts from select local restaurants and merchants
  • Special events such as Bingo, Movie Night, and Game Night
  • Day Trips and Tours
  • Breakfasts and Luncheons
  • Informational Seminars
  • TrendSetters Club Newsletter

Quick Facts

  • Minimum to open: $100
  • $5 monthly maintenance fee with $500 minimum daily balance or monthly direct deposit
  • Interest compounded daily and paid monthly

*First Home Bank does not charge a fee for the use of Mobile Banking or Mobile Deposit. If you do not already have a data plan with your wireless service provider, normal rates will apply.

**First Home Bank does not charge a fee for the use of Online Banking or Bill Pay. However, fees may apply for certain transactions like expedited payments and transfers to non-First Home Bank accounts.

***Subject to availability. After the first year, a 25% discount on rate will apply.

†Subject to approval

††Fee may be imposed by other financial institutions or networks

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TrendSetters Plus Checking

You’ll enjoy all of the unique benefits of ourTendSetters Club Checking, with added security and savings benefits for a low monthly maintenance fee.

Keep Yourself Safe from Fraud and Loss

You can rest easy knowing that you and your joint account owners are protected by our comprehensive IDProtect® service1, which includes:

Identity Theft Expense Reimbursement Coverage2

Receive up to $10,000 to help pay expenses, clear your name and repair damaged credit, should you become the victim of identity theft.

Comprehensive Identity Theft Resolution Services

Should you suffer identity theft, your very own IDProtect fraud resolution specialist will help you every step of the way until your credit and identity are completely restored.

Debit and Credit Card Registration

Register your credit, debit and ATM cards and have peace of mind knowing you can call one toll-free number to cancel and request replacement cards. (Registration and activation required.)

3-in-1 Credit File Monitoring

IDProtect will monitor your Equifax, Experian and TransUnion credit files daily, and automatically alert you if key changes occur. (Registration/activation required.)

Total Identity Monitoring

Monitoring of over 1,000 databases (Registration/activation required.)

Save When You Pay

$hopping Rewards™

Receiving Shopping Rewards is simple! As a member, you have access to exclusive offers and discounts at thousands of leading online retailers. Simply shop online using our customized shopping portal and receive cash back. Your cash back will be held in your Shopping Rewards account to use towards future purchases or conveniently sent to you as a check. Yes, it’s that easy! (Registration/activation required.)

Travel and Leisure Discount Membership

Money-saving discounts from thousands of local and national businesses. Members can redeem and print coupons online or access discounts from their smartphone. Digital Access makes saving super easy and convenient, giving instant savings anywhere, and anytime. (Registration/enrollment is required.)

Protect Yourself From Unexpected Losses

Cellular Telephone Protection2

Receive up to $300 of replacement or repair costs if your cell phone is stolen or damaged, in the U.S. and abroad.

(Cellular telephone bill must be paid through this account.)

Debit Advantage™ 2

Buyer’s Protection covers items for ninety days from the date of purchase against accidental breakage, fire, or theft.

Extended Warranty extends the U.S. manufacturer’s original written warranty up to one full year on most new retail purchases if the warranty is less than five years. (Item(s) must be purchased entirely with eligible account.)

Accidental Death & Dismemberment Insurance2

Receive up to $10,000 24-hour Accidental Death & Dismemberment Insurance.

(Coverage divides equally on joint accounts and reduces by 50% at age 70.)

Save On Health Care

Health Discount Savings

Enjoy savings on vision, prescriptions and dental services.

(Registration/activation required.) This is NOT insurance.

Quick Facts

  • $100 minimum deposit to open
  • No minimum daily balance requirement
  • Monthly maintenance fee: $4.95

IDProtect service is a personal identity theft protection service available to account owner(s) and their joint account holders. The service is available to non-publicly traded businesses and their business owner(s) listed on the account (service not available to employees or authorized signers who are not owners). Service is not available to a “signer” on the account who is not an account owner. Service is not available to clubs, organizations and/or churches and their members, schools and employees/students. For revocable grantor trusts, the service is available only when a grantor is serving as a trustee and covers the grantor trustee(s). For all other fiduciary accounts, the service covers the beneficiary, who must be the primary member

(Fiduciary is not covered).

2 Special Insurance Program Notes: The descriptions herein are summaries only. They do not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for complete details of coverage and exclusions. Insurance is offered through the company named on the certificate of insurance. Insurance product is not insured by FDIC or any Federal Government Agency; not a deposit of or guaranteed by the bank or any bank affiliate.

Read More Read Less Apply Today