Certificates of Deposit
Earn a higher rate of interest on your savings with a First Home Bank Certificate of Deposit. Whether you prefer your money to earn a competitive rate of interest in just a few months or up to five years, we offer a certificate to meet your needs. The longer the term – the higher your rate, and all of our CDs are FDIC-insured.
- Minimum to open: $1,000
- Terms from 6 months to 5 years
- Interest compounded daily and paid quarterly or at maturity*
Individual Retirement Account (IRA)
An IRA is a tax-efficient way to save for retirement with tax-deferred earnings until withdrawal. Or choose a Roth IRA which offers the same tax-deferred earnings but with greater tax savings and withdrawal flexibility. First Home Bank is prepared to help you select the right account for your situation.
- $1,000 minimum to open
- Interest is fixed for the term selected and paid quarterly*
- Guaranteed rate for the term of your CD
- Frequency of interest paid based on your choice
*Penalties apply for early withdraw and may affect your yield