Certificates of Deposit

Earn a higher rate of interest on your savings with a First Home Bank Certificate of Deposit. Whether you prefer your money to earn a competitive rate of interest in just a few months or up to five years, we offer a certificate to meet your needs. The longer the term – the higher your rate, and all of our CDs are FDIC-insured.

  • Minimum to open: $1,000
  • Terms from 6 months to 5 years
  • Interest compounded daily and paid quarterly or at maturity*

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Individual Retirement Account (IRA)

An IRA is a tax-efficient way to save for retirement with tax-deferred earnings until withdrawal. Or choose a Roth IRA which offers the same tax-deferred earnings but with greater tax savings and withdrawal flexibility. First Home Bank is prepared to help you select the right account for your situation.

  • $1,000 minimum to open
  • Interest is fixed for the term selected and paid quarterly*
  • Guaranteed rate for the term of your CD
  • Frequency of interest paid based on your choice

*Penalties apply for early withdraw and may affect your yield

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