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Loan processing with CreditBench begins within 24 hours and most FlashCap™ SBA loans are often funded within 10 days of a completed application.

#1 National Lender for Loans Under $350,000

After many years of exceeding expectations, the SBA Lending Division of First Home Bank now has its own brand and website.

The CreditBench team delivers proven strength in the market backed by the ongoing support of First Home Bank, plus a bold vision for continued growth. Now business owners like you can take advantage of the deep bench strength of America’s top-performing SBA lending team combined with even more streamlined processes and advanced technology.

Smart funding is the foundation of your business.
Put the CreditBench experts to work for you today.

CreditBench Makes Obtaining Your SBA Loan Fast and Simple

Expert Team

Streamlined Process

Preferred Lender

The CreditBench team is the number one SBA lender in the U.S. for loans under $350,000 and a top-10 lender overall.

We are the SBA loan expeditors. Our expert team, streamlined process, and Preferred Lender status allow us to deliver your funding quickly. From our signature FlashCap™ SBA loans up to $350,000—often funded within 10 days of a completed application package—to our Premier SBA loans up to $5,000,000, we can help you get from research to application to closing as effortlessly as possible, so you can get back to growing your business.

Small Business Loan Options and Benefits

By partnering with the federal government, SBA loans serve businesses that might not otherwise meet conventional loan requirements. We are dedicated to growing businesses across the nation by offering flexible lending options and customized terms to fit your needs. With several SBA loan options, we can help provide access to the financial support you need to start a new business or expand an existing one.

0 - $350,000 FlashCap™ SBA Loans

FlashCap™ SBA Loan

$350,000 and under FlashCap loans provided by CreditBench are ideal for your expedited small business lending needs. Available for nationwide lending, with our FlashCap process, you can be approved quickly and fund within as little as 10 days from receipt of a completed application package. With fast funding and low interest rate options, our FlashCap loans can save your business money when compared to other online lender alternatives!

Best for

  • Debt Refinance
  • Equipment Purchase
  • Working Capital
  • Commercial Real Estate Purchase
  • Franchise Financing
  • Business Acquisition

Premier SBA Loans

$350,000 - $5,000,000 Premier SBA loans by CreditBench give you access to capital for almost all of your small business needs up to the $5,000,000 SBA loan maximum. These loans require the most documentation. However, they give you the resources to meet your largest growth-funding needs.

Best for

  • Debt Refinance
  • Equipment Purchase
  • Working Capital
  • Commercial Real Estate Purchase
  • Ground-up Construction
  • Real Estate Renovation
  • Start-up Business
  • Franchise Financing
  • Business Acquisition

The Advantage

 FlashCap™ LoanOnline Alternative Lender
Loan Amount$100,000$100,000
Interest Rate*6%25%
Months to Repay12018
Monthly Payment$1,110$6,719
Annual Loan Payment$13,322$80,630
Monthly Savings: $5,609
Annual Savings: $67,308

* Based on current Wall Street Journal prime rate plus 2.75%. Savings are subject to the prime rate at the time the loan is made.

Get in touch with a CreditBench lender

Give us a call at 727-501-2118 or fill out the form below to get in touch with us.