First Home Bank is a Nationwide Preferred Small Business Lender specializing in small business loans across a wide array of industries for business acquisitions, commercial real estate and equipment financing and working capital.

Backed by the federal government, SBA loans serve businesses that might not otherwise meet conventional loan requirements. We are dedicated to growing businesses in the greater Tampa Bay area and across the nation by offering flexible lending options and customized terms to fit your needs.

With several SBA loan options, we can help provide access to the financial support you need to start a new business or expand an existing one!

Small Loan Advantage Program 7(a) Loans

The SBA 7(a) loan program provides loans from $50,000 to $5 million to eligible borrowers for starting, acquiring and expanding a small business. This type of loan is the most basic and the most used within SBA’s business loan programs.

SBA 504 Loan Program

The SBA 504 Loan Program provides growing businesses with long-term, fixed-rate financing for major fixed assets, such as real estate, buildings and equipment. First Home Bank offers the SBA 504 Loan Program to businesses located in the greater Tampa Bay area.

SBA International Trade Loan (ITL) Program

The SBA International Loan Program provides growing businesses in a position to expand existing export markets or develop new export markets, or small businesses that have been adversely affected by international trade to improve their competitive position.

US Department of Agriculture (USDA) Business and Industry (B&I) Loan Program

The USDA B&I Loan Program is designed to help create and maintain employment and improve the economic and environmental climate in rural communities.

If you’re looking for longer repayment terms, a lower down payment, debt refinancing, or working capital an  SBA Loan may be the perfect solution for you.

  • Longer repayment terms (up to 25 years for owner occupied real estate fully amortizing)
  • Financing from $50,000 to $5,000,000 in capital
  • Down payments as low as 10%
  • No pre-payment penalties for loans with maturities less than 15 years
  • No balloon payments
  • Flexible collateral structure

*All loans are subject to credit approval procedures and credit standards.