The SBA 504 loan provides small businesses with long-term, fixed-rate financing used to acquire fixed assets for expansion or modernization. 504 loans can also be used to acquire major machinery and equipment with a useful life or at least 10 years. First Home Bank offers the SBA 504 Loan program to businesses located in the greater Tampa Bay area.


  • Loans up to $14.5 million
  • Loan terms up to 25 years – a portion of the loan can enjoy a 20 year fixed interest rate
  • Low fixed interest rates
  • Up to 90% financing
  • Longer loan amortizations, no balloon payments


  • Secure your financing for long-term goals
  • Loans that require less equity relative to conventional business loans
  • Lock in low rates for the long haul with fixed-rate financing