Deposit Products

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Simply Free Checking Account (Basic Checking)

First Home Bank offers a deposit product to meet your needs. To obtain more information, or open an account, just stop by one of our convenient locations.

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Features:

  • Free Visa Check Card
  • Minimum to open – $100.00
  • Unlimited check writing
  • ATM Access No Fee at First Home Bank ATM
  • No Fee to use Presto ATMs at Publix
  • Debit Card/POS (Point of Sale) – No fee
  • Imaged check statements

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Home Steaders Account
(Interest Checking)

First Home Bank offers a deposit product to meet your needs. To obtain more information, or open an account, just stop by one of our convenient locations.

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Features:

  • Minimum to open – $100.00
  • Maintain $500.00 daily to earn interest
  • We may change the interest rate at any time
  • Unlimited Check Writing
  • Service charge waived with minimum balance ($500) or direct deposit
  • Overdraft Transfers available
  • ATM Access No Fee at First Home Bank ATM
  • No Fee to use Presto ATMs at Publix
  • Debit Card/POS (Point of Sale) – No fee
  • Imaged check statements
  • Service Charge:  Should your balance drop below $500, a $5.00 monthly fee will be charged.

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Savings Account

First Home Bank offers a deposit product to meet your needs. To obtain more information, or open an account, just stop by one of our convenient locations.

Features:

  • Minimum to open- $10.00
  • Quarterly fee of $6.00 will be imposed every quarterly statement cycle if the balance falls below $10.00 any day of the cycle.
  • Interest is compounded daily and paid quarterly
  • We may change the interest rate at any time.
  • Up to six transfers per month
  • Up to ten debit transactions per quarter
  • Transactions in excess of 10 are charged $2.50 each.

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Money Market Account

First Home Bank offers a deposit product to meet your needs. To obtain more information, or open an account, just stop by one of our convenient locations.

Early Closing Fee: FEES MAY REDUCE EARNINGS. There is a $20 early closing fee if the account is closed within 90 days.  Federal Banking Regulations limit transfers from a Money Market account to six per statement cycle. All six may be by check to a third party. APY= Annual Percentage Yield

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Benefits:

  • Minimum to open – $1,000.00
  • Earn interest with a daily balance of $2,500.00 or more
  • A monthly fee of $20.00 will be imposed if the balance drops below $1,000 any day of the month.
  • Transaction limits apply
  • Up to six transfers/checks per statement period.
  • Checks in excess of six per statement are $10 each.
  • Monthly Itemized Statement of Transactions.
  • 24-hour Access. Monthly Compound.

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Certificates of Deposit

First Home Bank offers a deposit product to meet your needs. To obtain more information, or open an account, just stop by one of our convenient locations.

Penalties apply for withdrawals from CDs prior to maturity and will affect your yield.

 

Features:

  • Earn an even higher rate of interest on your funds with a Certificate of Deposit account – Minimum to open & earn is $1,000. Interest is compounded daily and paid quarterly.
  • Terms are available to suit your needs:
    60 months
    36 months
    24 months
    12 months
    182 days (simple interest, paid at maturity, APY only disclosed for regulatory purposes)
  • Certificates available as IRA’s