Deposit Products

BasicChecking_125x180

Simply Free Checking
(Basic Checking)

 

Features:

  • Free Visa Check Card
  • Minimum to open – $100.00
  • Unlimited check writing
  • ATM Access No Fee at First Home Bank ATM
  • No Fee to use Presto ATMs at Publix
  • Debit Card/POS (Point of Sale) – No fee
  • Free E-Statements

InterestCheckiing_125x180

Prestige Checking
(Interest Checking)

 

Features:

  • Minimum to open – $100.00
  • Maintain $1,500.00 daily to earn interest
  • We may change the interest rate at any time
  • Unlimited Check Writing
  • Service charge waived with minimum balance
  • Overdraft Transfers available
  • ATM Access No Fee at First Home Bank ATM
  • No Fee to use Presto ATMs at Publix
  • Debit Card/POS (Point of Sale) – No fee
  • Imaged check statements
  • Service Charge: Should your balance drop below $1,500, a $10.00 monthly fee will be charged.

SavingsAccount_125x180

Personal Savings

 

Features:

  • Minimum to open- $300.00
  • Montlhly fee of $3.00 will be imposed every monthly statement cycle if the balance falls below $300.00 any day of the cycle.
  • Interest is compounded daily and paid quarterly
  • We may change the interest rate at any time.
  • Up to six transfers per month
  • Transactions in excess of 6 are charged $5.00 each.

MoneyMarket_125x180

Personal Money Market

Federal Banking Regulations limit transfers from a Money Market account to six per statement cycle. All six may be by check to a third party. APY= Annual Percentage Yield

 

Benefits:

  • Minimum to open – $1,000.00
  • Earn interest with a daily balance of $2,500.00 or more
  • A monthly fee of $20.00 will be imposed if the balance drops below $1,000 any day of the month.
  • Transaction limits apply
  • Up to six transfers/checks per statement period.
  • Checks in excess of six per statement are $10 each.
  • Monthly Itemized Statement of Transactions.
  • 24-hour Access. Monthly Compound.

KidsAccount_125x180

Certificates of Deposit

 

 

 

Features:

  • Earn an even higher rate of interest on your funds with a Certificate of Deposit account.
  • Minimum to open & earn interest is $1,000.
  • Interest paid quarterly or at maturity.
  • Terms from 6 months to 5 years.
  • Certificates available as IRA’s

*Penalties apply for withdrawals from CDs prior to maturity and will affect your yield.