Deposit Products

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Simply Free Checking
(Basic Checking)

 

 

Features:

  • Free Visa Check Card
  • Minimum to open – $100.00
  • Unlimited check writing
  • Free ATM access at First Home Bank ATM
  • No Fee to use Publix Presto ATMs
  • Debit Card/POS (Point of Sale) – No fee
  • Free E-Statements

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Prestige Checking
(Interest Checking)

 

 

Features:

  • Minimum to open – $100.00
  • Maintain $1,500.00 daily to earn interest
  • We may change the interest rate at any time
  • Unlimited Check Writing
  • Service charge waived with minimum balance
  • Overdraft Transfers available
  • Free ATM access at First Home Bank ATM
  • No Fee to use Publix Presto ATMs
  • Debit Card/POS (Point of Sale) – No fee
  • Imaged check statements
  • Service Charge: Should your balance drop below $1,500, a $10.00 monthly fee will be charged.

 

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TrendSetters     

 

Features:

  • Minimum to open – $100.00
  • Maintain $500 daily to earn interest*
  • Earn .10% more on balances of $1,500 or more
  • Free safe deposit box for the first year**
  • Free TrendSetters club checks
  • Free Visa ® Debit Card
  • Free Cashier’s Checks
  • Free ATM access at First Home Bank ATM and Publix Presto! ATMs
  • 5 free non-Presto! or First Home Bank ATM transactions***
  • Free Online Banking and Bill Pay
  • Free Notary Service
  • Free Mortgage check-up
  • Free coin counting
  • Discounts from select local restaurants and merchants
  • Member referral incentives
  • Service charge waived with minimum balance
  • Service Charge: Should your balance drop below $500, a $5.00 monthly fee
    will be charged.

*We may change the rate at any time.
**Subject to availability. After first year, a 25% discount on rate at that time will
    be offered.
***Fee may be imposed by other financial institutions or networks


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Personal Savings

 

 

Features:

  • Minimum to open- $300.00
  • Montlhly fee of $3.00 will be imposed every monthly statement cycle if the balance falls below $300.00 any day of the cycle.
  • Interest is compounded daily and paid quarterly
  • We may change the interest rate at any time.
  • Up to six transfers per month
  • Transactions in excess of 6 are charged $5.00 each.

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Personal Money Market

Federal Banking Regulations limit transfers from a Money Market account to six per statement cycle. All six may be by check to a third party. APY= Annual Percentage Yield

 

 

Benefits:

  • Minimum to open – $1,000.00
  • Earn interest with a daily balance of $2,500.00 or more
  • A monthly fee of $20.00 will be imposed if the balance drops below $1,000 any day of the month.
  • Transaction limits apply
  • Up to six transfers/checks per statement period.
  • Checks in excess of six per statement are $10 each.
  • Monthly Itemized Statement of Transactions.
  • 24-hour Access. Monthly Compound.

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Certificates of Deposit

 

 

 

 

Features:

  • Earn an even higher rate of interest on your funds with a Certificate of Deposit account.
  • Minimum to open & earn interest is $1,000.
  • Interest paid quarterly or at maturity.
  • Terms from 6 months to 5 years.
  • Certificates available as IRA’s

*Penalties apply for withdrawals from CDs prior to maturity and will affect your yield.