Current Rates

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Current Rates – All Interest Bearing Accounts
Effective Date: October 31, 2013

Account Name Minimum Deposit Interest Rate APY
Starter Home Checking Account $100 0.00% 0.00%
Money Market $1,000 0.00% 0.00%
$2,500 to $24,999 0.10% 0.10%
$25,000 to $49,999 0.15% 0.15%
$50,000 or more 0.25% 0.25%
Now “Homesteaders” Account $500 0.05% 0.05%
Certificate of Deposit
182 Day* $1,000 0.15% 0.15%
12 Month $1,000 0.30% 0.30%
24 Month $1,000 0.50% 0.50%
36 Month $1,000 0.75% 0.75%
60 Month $1,000 1.00% 1.01%
Savings Accounts $300 0.10% 0.10%
IRA Certificate of Deposit
12 Month $1,000 0.30% 0.30%
24 Month $1,000 0.50% 0.50%
36 Month $1,000 0.75% 0.75%
60 Month $1,000 1.00% 1.01%

Minimum deposit is the amount required to earn interest. Minimum deposit to earn interest on Money Market is $2,500. Assumes reinvestment of interest earned at the stated rate.
*(simple interest, paid at maturity, APY only disclosed for regulatory purposes)
APY means Annual Percentage Yield. Rates subject to change without notice.
Substantial penalty for early withdrawal.
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