Current Rates

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Current Rates – All Interest Bearing Accounts
Effective Date: October 31, 2013

Interest Bearing Accounts

Account NameMinimum DepositInterest RateAPY
Simply Free Checking$1000.00%0.00%
Money Market $1,000 0.00%0.00%
$2,500 to $24,999 0.10%0.10%
$25,000 to $49,999 0.15%0.15%
$50,000 or more 0.25%0.25%
Premier Checking $5000.05%0.05%
Prestige Checking $1,500 0.05%0.05%
TrendSetters Club Checking$0-$4990.00%0.00%
$500-$1,499 0.15%0.15%
$1,500 or more 0.25%0.25%

Certificate of Deposit

Account NameMinimum DepositInterest RateAPY
182 Day* $1,000 0.15%0.15%
12 Month $1,000 0.30%0.30%
24 Month $1,000 0.50%0.50%
36 Month $1,000 0.75%0.75%
60 Month $1,000 1.00%1.01%
Account NameMinimum DepositInterest RateAPY
Statement Savings$3000.10%0.10%
Account NameMinimum DepositInterest RateAPY
TrendSetters Club Savings$3000.20%0.20%

IRA Certificate of Deposit

Account NameMinimum DepositInterest RateAPY
12 Month $1,000 0.30%0.30%
24 Month $1,000 0.50%0.50%
36 Month $1,000 0.75%0.75%
60 Month $1,000 1.00%1.01%

Minimum deposit is the amount required to earn interest. Minimum deposit to earn interest on Money Market is $2,500. Assumes reinvestment of interest earned at the stated rate.
*(simple interest, paid at maturity, APY only disclosed for regulatory purposes)
APY means Annual Percentage Yield. Rates subject to change without notice.
Substantial penalty for early withdrawal.
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