Personal Credit Card

Consumer Credit Card

Card Features Card Benefits
Annual Fees No Annual Fees Save Money
Intro APR 0% Introductory APR for balance transfers for first six billing cycles after account opening. Save Money on interest


Competitive rates starting at 9.99% to 17.99% based on credit worthiness

Compare our card rates and features with one of those other credit cards.
Rewards Program ScoreCard Bonus Point rewards for every net dollar spent. Redeemable for merchandise (electronics, jewelry) and travel (airline tickets, hotel, car rentals). Visit for details. Reward points that don’t expire. Airline tickets good on any airline with no blackout dates. No cap on how many points you earn.
Additional Features
  • Auto Rental Collision Damage Waiver
  • Travel Accident Insurance
  • Lost or Stolen Card Replacement
  • Fraud Monitoring
  • Verified by Visa
  • Card can be used at ATMs to get cash
  • Full 25 day payment cycles
  • Save money on a car rental.
  • No cost travel insurance when you use the card to purchase travel tickets.
  • Ensure that your identity is safe.
  • Zero liability for confirmed fraud cases.
  • Keep your online credit and purchases safe.
Personal Service and Full-service Provider
  • Personal service and hometown convenience
  • Already doing business with your community bank, why not have a credit card offered by your community bank
  • Worldwide acceptance with personal service from people you know.
  • Support your local community.
Customer Service Customer Contact Center representatives located in the U.S. available 24/7 at (800) 883-0131 Personal service, the kind you receive when you walk into your bank
Online Access Access your account easily anytime, anywhere at Set up automatic payments and account alerts.